/* ===== Insurera Systems — design system ===== */
:root{
  --navy:#0A2540; --navy-deep:#06182E; --navy-700:#0E2E54;
  --teal:#14C8C8; --teal-bright:#2FE0D6; --teal-ink:#0d9488;
  --ink:#0A2540; --body:#475569; --muted:#64748B;
  --bg:#ffffff; --bg-alt:#F4F7FA; --line:#E5EAF1; --card:#ffffff;
  --radius:18px; --radius-sm:12px; --shadow:0 10px 30px rgba(10,37,64,.08);
  --shadow-lg:0 24px 60px rgba(10,37,64,.14); --max:1160px;
  --font:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --display:'Outfit',var(--font);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--body);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
h1,h2,h3,h4{font-family:var(--display);color:var(--ink);line-height:1.12;letter-spacing:-.02em;font-weight:700}
h1{font-size:clamp(2.3rem,5vw,3.6rem)}
h2{font-size:clamp(1.9rem,3.5vw,2.6rem)}
h3{font-size:1.18rem}
p{font-size:1.02rem}
.eyebrow{font-family:var(--display);font-weight:600;letter-spacing:.14em;text-transform:uppercase;font-size:.78rem;color:var(--teal-ink)}
.lead{font-size:1.18rem;color:var(--muted);max-width:640px}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--display);font-weight:600;font-size:.98rem;padding:.85rem 1.5rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .2s ease,background .2s ease}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--teal) 0%,var(--teal-bright) 100%);color:#04222b;box-shadow:0 8px 20px rgba(20,200,200,.35)}
.btn-dark{background:var(--navy);color:#fff}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.btn-outline{background:#fff;border-color:var(--line);color:var(--ink)}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand img{height:38px;width:auto}
.nav-links{display:flex;align-items:center;gap:30px}
.nav-links a{font-weight:500;color:var(--ink);font-size:.96rem;position:relative}
.nav-links a:hover{color:var(--teal-ink)}
.nav-links a.active{color:var(--teal-ink)}
.nav-cta{display:flex;align-items:center;gap:16px}
.li-ico{width:20px;height:20px;color:var(--navy)}
.menu-btn{display:none;background:none;border:0;cursor:pointer}

/* sections */
.section{padding:96px 0}
.section.alt{background:var(--bg-alt)}
.section.dark{background:radial-gradient(1200px 500px at 70% -10%,rgba(20,200,200,.18),transparent),linear-gradient(180deg,var(--navy) 0%,var(--navy-deep) 100%);color:#cbd5e1}
.section.tight{padding:64px 0}
.sec-head{max-width:720px;margin:0 auto 56px}
.dark h1,.dark h2,.dark h3{color:#fff}
.dark .lead{color:#9fb3c8}

/* hero */
.hero{position:relative;overflow:hidden;background:radial-gradient(900px 500px at 80% -20%,rgba(20,200,200,.22),transparent),linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#cbd5e1;padding:120px 0 110px;text-align:center}
.hero h1{color:#fff;max-width:14ch;margin:18px auto 0}
.hero .lead{color:#a9bdd2;margin:22px auto 0}
.hero-cta{display:flex;gap:14px;justify-content:center;margin-top:36px;flex-wrap:wrap}
.hero-glow{position:absolute;inset:0;background:
  radial-gradient(600px 300px at 15% 110%,rgba(47,224,214,.10),transparent);pointer-events:none}
.trust{margin-top:54px;color:#8aa0b6;font-size:.9rem}
.trust strong{color:#cfe9e9;font-weight:600}

/* grid + cards */
.grid{display:grid;gap:26px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);transition:transform .18s ease,box-shadow .2s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.card h3{margin:18px 0 8px}
.card p{color:var(--muted);font-size:.98rem}
.ico{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,rgba(20,200,200,.16),rgba(47,224,214,.10));color:var(--teal-ink)}
.ico svg{width:26px;height:26px}
.dark .card{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.10);box-shadow:none}
.dark .card p{color:#9fb3c8}
.dark .ico{background:rgba(20,200,200,.14);color:var(--teal-bright)}

/* split feature row */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.rev .split-media{order:2}
.split-media{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:4/3;background:linear-gradient(135deg,var(--navy-700),var(--navy-deep));position:relative}
.split-media .panel{position:absolute;inset:0;display:grid;place-items:center}
.feature-list{display:flex;flex-direction:column;gap:22px;margin-top:10px}
.feature{display:flex;gap:16px}
.feature .ico{flex:0 0 auto;width:46px;height:46px}
.feature h3{font-size:1.06rem;margin:0 0 4px}
.feature p{color:var(--muted);font-size:.97rem}

/* testimonials */
.quote{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.quote .stars{color:var(--teal-ink);letter-spacing:3px;font-size:1rem}
.quote blockquote{margin:14px 0 18px;color:var(--ink);font-size:1.06rem;font-weight:500}
.quote .who{font-weight:600;color:var(--ink)}
.quote .role{color:var(--muted);font-size:.9rem}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--teal) 0%,var(--teal-bright) 100%);border-radius:24px;padding:54px;text-align:center;color:#04222b}
.cta-band h2{color:#062b33}
.cta-band p{color:#0a3a42;max-width:520px;margin:10px auto 26px}

/* form */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);max-width:560px;margin:0 auto}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;color:var(--ink);font-size:.92rem;margin-bottom:7px}
.field input,.field textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:12px;font:inherit;color:var(--ink);background:#fff;transition:border .15s}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--teal)}
.field textarea{min-height:130px;resize:vertical}

/* contact details */
.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:start}
.contact-info{display:flex;flex-direction:column;gap:22px}
.contact-info .row{display:flex;gap:14px;align-items:flex-start}

/* footer */
.site-footer{background:var(--navy-deep);color:#9fb3c8;padding:64px 0 28px}
.footer-top{display:grid;grid-template-columns:1.6fr 1fr 1.2fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.08)}
.site-footer h4{color:#fff;font-size:.95rem;letter-spacing:.04em;margin-bottom:16px}
.site-footer a:hover{color:var(--teal-bright)}
.footer-links{display:flex;flex-direction:column;gap:10px}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:24px;font-size:.85rem;color:#6b8197;flex-wrap:wrap}
.footer-brand img{height:34px;margin-bottom:14px}
.footer-brand p{color:#8aa0b6;font-size:.95rem;max-width:320px}

/* page hero (inner) */
.page-hero{background:radial-gradient(800px 400px at 78% -30%,rgba(20,200,200,.18),transparent),linear-gradient(160deg,var(--navy),var(--navy-deep));color:#cbd5e1;padding:96px 0 84px;text-align:center}
.page-hero h1{color:#fff;margin-bottom:14px}
.page-hero .lead{color:#a9bdd2;margin:0 auto}

/* responsive */
@media(max-width:880px){
  .nav-links{display:none}
  .grid-3{grid-template-columns:1fr 1fr}
  .split,.contact-grid{grid-template-columns:1fr;gap:32px}
  .split.rev .split-media{order:0}
  .footer-top{grid-template-columns:1fr;gap:30px}
  .section{padding:68px 0}
  .cta-band{padding:38px 22px}
}
@media(max-width:560px){
  .grid-3,.grid-2{grid-template-columns:1fr}
  .nav-cta .btn{display:none}
}